It is non linked with profit endowment insurance plan which offers lump sum guaranteed payment at the end of term with risk cover during tenure. Policy can be availed with duration from 12 Years to 20 Years and can be taken any person between the age group of 12 years to 45 years.
Enhanced Risk Cover after every 5 Years
Risk Cover under the plan will be increased without paying any extra premium after every five years. Risk Cover increases till 200 % of basic sum assured during policy term.
Good Returns offer Adequate Risk Cover
This plan offers a decent combination of returns and increasing risk cover without buying any additional policies. This plan is ideal for person looking for descent return as well as adequate risk cover.
Profit Sharing as per Valuation
Every year, LIC declares valuation results.
As per valuation result declared by LIC, profit is being shared among all policyholders as bonus.
Additional Accident Benefit
By paying small extra premium amount, you can secure your life for high insurance protection on natural or accidental death by opting DAB and Term Rider.
|Entry Age||12 Years Completed age||45 Years Nearest birthday|
|Term||12 Years||20 Years|
|PPT||Equal to Term|
|Maturity age||65 Years Nearest birthday|
|Sum Assured||₹ 1,50,000/-||No Limit|
|Mode of Payment||Yearly, Half Yearly, Quarterly, Monthly (ECS) and through salary deducations (SSS)|
The basic Sum Assured shall be in multiples of ₹ 10,000/-
Minimum Sum Assured :- ₹ 10,000/-
Maximum Sum Assured :- ₹ 100 lakh not exceed to the basic sum assured
Minimum Entry Age :- 18 Years completed
Maximum Maturity Age :- 65 Years nearest birthday
Sum Assured shall be in multiples of ₹ 10,000/- only